JILI7 Payment Methods — Every Rail, Its Limits & Its Rules

Described on these pages are Philippine payment rails, with who runs them, what they are licensed as, and what they publish on limits, fees and settlement. Every figure is drawn from the provider’s own domain or a Bangko Sentral ng Pilipinas document, the reason being the careless way affiliate sites pass payment figures along, worse than almost anything else on the internet.

Everything in this section

5 pages cover this, each limited to a single entry and none a summary of several. Fields above that read “not published” come with an explanation on the entry’s page of who would have needed to publish them.

Each entry in a paragraph

After this short run-through you will know which page to open first.

GCash, in detail

Operator: G-Xchange, Inc., housed in Mynt, a shared undertaking of Globe Fintech Innovations and Ayala Corporation.

Published limit: Under Fully Verified, the wallet limit is PHP 100,000 at a given point in time.

On gambling: There is no blanket ban on gambling merchants in GCash’s own terms and conditions, just a general clause barring pyramid and Ponzi schemes that sits nearest.

Maya, in detail

Operator: Present name Maya Philippines, Inc.; former names PayMaya Philippines and the original Smart Money.

Published limit: Each tier lifts the allowance: PHP 50,000 for Basic, then PHP 100,000 per month for Upgraded, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users.

On gambling: The terms and conditions for Maya’s e-wallet, read first-hand, include no gambling clause, just general prohibitions covering illegal activity and anti-money-laundering breaches.

GrabPay explained

Operator: The licensed issuer of e-money for Grab in the Philippines, which is GPay Network Philippines, Inc.

Published limit: Three monthly load levels: PHP 100,000 on Standard Consumer, PHP 10,000 on Restricted, PHP 250,000 on driver or merchant wallets.

On gambling: Whichever Philippine e-wallet is compared, none is as clear on gambling as this one, which prohibits it.

Over-the-Counter Cash Agents, in detail

Operator: No single operator: the network is made of separately owned, individually BSP-accredited agents, among them Philippine Seven Corporation’s CliQQ counters in 7-Eleven, Cebuana Lhuillier, M Lhuillier and Palawan Pawnshop, and others, each contracted on its own by individual wallets and billers.

Marking the field not applicable, not blank, reflects that a wallet limit is not a concept that applies to this rail.

Over-the-Counter Cash Agents is silent in its publications on gambling transactions. Do not mistake it for permission, because routine merchant-category rules are not made public and a payment can be declined without any public rule behind it.

Bank Transfer, in detail

Operator: With BSP oversight in place, Philippine Payments Management, Inc. operates both clearing houses; it is individual BSP-supervised banks and e-money issuers that execute transfers.

Marking the field not applicable, not blank, reflects that a wallet limit is not a concept that applies to this rail.

A position on gambling transactions is something Bank Transfer does not publish. Do not mistake it for permission, because routine merchant-category rules are not made public and a payment can be declined without any public rule behind it.

The thing most often got wrong here

Do not expect a wallet limit to be a single number to compare. A monthly total is Maya’s published figure, while GCash’s is a ceiling on the balance held at any given time. Different measures sit behind those two amounts, and a table that shows PHP 100,000 opposite PHP 100,000 as a fair pairing mistakes a bucket for a tap.

The choice between the two is always stated on the page that uses one. Whether you run into a limit by holding or by moving money is the whole difference, and no table formatting reconciles it.

Take payment methods details from the game itself

Stale data shows up first in payment figures on sites like this one. None of them needs more than a couple of minutes to be rechecked:

1. Look in the help centre the provider itself runs, instead of on a comparison page. GCash, Maya and Grab each list their limits and terms on a domain of their own, and each of the three made revisions in the past two years.
2. Identify the tier that a limit was stated for, then compare. The top-tier number is the one almost everybody quotes for wallets, as if it held for a new account, and a new account does not get it because it begins on the bottom tier.
3. Your reference for InstaPay and PESONet is the BSP FAQ PDFs, not a bank. The cap on a single transaction and the question of who pays the fee sit at scheme level, with a bank’s page limited to its own charges.
4. If your question is about gambling and payments, the provider’s acceptable use policy has to be read in full. The most unambiguous statement any of these providers makes is GrabPay’s prohibition, found in its terms of service and not in help content.
5. Put a September 2026 date on every figure found on these pages. That is the very reason a source is named on every page.

Using these payment methods at JILI7

1. Sign in at JILI7 and open the cashier.
2. Before paying, pick one of the cashier’s listed methods for your account and read its limits.
3. Make sure the name on your JILI7 account matches the name on your bank or wallet.
4. Be sure of the amount, and keep the reference number until your balance shows it.